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Five Days to a Smooth Closing and Move
Here's a day-by-day checklist of things to do during your final week in your old house:
Four Days Before
Schedule final utility meter readings for day of closing, including:
- gas/fuel-oil
- electricity
- water/sewer
| In case the meter readers come while you're at the closing, arrange for a friend or relative to be home during the time you're out of the house. |
Three Days Before
| Visit the post office and arrange for mail to be forwarded to your new address. | |
| Cancel newspaper subscriptions, cable TV service, telephone and garbage collection. |
Two Days Before
| Talk to the title officer, your lawyer, and your sales professional to verify that all necessary paperwork will be ready for your closing. |
The Day Before
| Pick up a written copy of your estimated closing costs from the closing officer or have your sales professional do it — you're entitled to it by law. Check to make sure all fees, tax adjustments, and other charges are correct. | |
| Gather all the documents you are expected to bring to the closing meeting, such as: |
- paid property tax receipts
- property survey
- copies of your mortgage and any other liens on the property
Closing Day
| Before you leave, sweep out the house and make certain all your belongings are out. | |
| When you leave for the closing, make sure you have your documents, along with all house keys and garage door openers. | |
| After the closing is completed, call your insurance agent and cancel your homeowner's policy. |
